OnlyFans Creator Taxes in Wisconsin - 2026 Guide

Updated for 2026 (Filing 2025 Taxes)

Tax Essentials for a OnlyFans Creator in Wisconsin

The Badger State’s vibrant digital landscape offers opportunities for OnlyFans creators, but navigating the tax implications requires careful attention. Revenue generated through platforms like OnlyFans is considered self-employment income by the IRS, meaning creators are responsible for reporting earnings and paying all applicable taxes.

Federally, income earned as an OnlyFans creator must be reported on Schedule C (Profit or Loss from Business) when filing Form 1040. Crucially, if net earnings (income minus business expenses) exceed $400, self-employment tax applies. Accurate record-keeping throughout the year is essential for maximizing deductions and ensuring compliance.

How Wisconsin Handles Gig Worker Taxes

As a resident of Wisconsin, a state income tax return is required regardless of income level. Wisconsin utilizes a graduated income tax system, meaning the tax rate increases as income increases. For the 2025 tax year, self-employed individuals will primarily use Form 1040-ES and Schedule 1 (Additional Income and Adjustments to Income) along with Form 400, Wisconsin Individual Income Tax Return, to report their OnlyFans income. Wisconsin also has a specific form for calculating self-employment tax, Schedule SE (Federal) and Form ST-1040 (Wisconsin). Wisconsin’s tax rates for 2025 are expected to remain similar to prior years, ranging from 3.55% to 7.85% depending on taxable income. It’s important to note that Wisconsin allows for a deduction for federal income tax paid, which can reduce your state tax liability. Furthermore, Wisconsin offers a credit for taxes paid to other states, which may be relevant if income is sourced from outside Wisconsin. Staying informed about any changes to Wisconsin tax laws is crucial; the Wisconsin Department of Revenue website provides the most up-to-date information and resources. Estimated tax payments are generally required quarterly if you expect to owe $1,000 or more in Wisconsin income tax. Failure to make timely estimated payments can result in penalties.

You can find more information and resources at the Wisconsin Department of Revenue: https://www.revenue.wi.gov/

Key Tax Deductions for Home-Based OnlyFans Creators

• Home Office Deduction: To qualify for the home office deduction, the space must be used exclusively and regularly for business. “Exclusive use” means that portion of your home is used solely for your OnlyFans work – it cannot double as a guest room or family space. “Regular use” means you use the space consistently for your business. You can calculate the deduction using the simplified method ($5 per square foot, up to 300 square feet) or the actual expense method (calculating a percentage of your mortgage/rent, utilities, etc., based on the square footage used for business).
• Hardware & Software: The cost of equipment essential to your OnlyFans business is deductible. This includes computers, cameras, lighting, microphones, and any necessary software subscriptions like Adobe Creative Cloud, video editing software, or website hosting fees.
• Internet & Phone Bill: If you use your internet and phone for both personal and business purposes, you can deduct the percentage attributable to business use. For example, if 75% of your internet usage is for OnlyFans content creation and promotion, you can deduct 75% of your internet bill.

Note on Mileage: As a home-based worker, mileage deductions are less common. However, you can claim mileage for any trips taken specifically for business purposes, such as meeting with collaborators, attending industry events, or purchasing supplies. Keep a detailed mileage log.

The 15.3% Self-Employment Tax Explained

The 15.3% self-employment tax covers both Social Security and Medicare contributions. Employees have these taxes withheld from their paychecks, but as a self-employed individual, you are responsible for paying both the employer and employee portions. You can deduct one-half of your self-employment tax from your gross income when calculating your adjusted gross income (AGI).