OnlyFans Creator Taxes in New Hampshire - 2026 Guide

Updated for 2026 (Filing 2025 Taxes)

Tax Essentials for a OnlyFans Creator in New Hampshire

Operating a successful OnlyFans presence while enjoying the Granite State’s independent spirit requires careful attention to tax obligations. Revenue generated through platforms like OnlyFans is considered self-employment income, demanding diligent record-keeping and accurate tax filing.

The IRS requires all OnlyFans creators earning over $400 in net profit to report their income on Schedule C (Profit or Loss from Business) with Form 1040. This income is then subject to self-employment tax, which covers both Social Security and Medicare contributions. Failing to accurately report income can lead to penalties and interest, so proactive tax planning is crucial.

How New Hampshire Handles Gig Worker Taxes

New Hampshire distinguishes itself from most states with a unique tax landscape – it has no state income tax! This means OnlyFans creators in the Granite State are not subject to a state-level income tax on their earnings. However, this does not exempt creators from federal tax obligations. The IRS still requires reporting and taxation of all income, regardless of state residency. New Hampshire’s focus on local property taxes and other revenue streams allows it to forgo a broad-based income tax, making it an attractive location for many self-employed individuals. It's important to remember that while New Hampshire doesn't tax income, federal taxes – including income tax and self-employment tax – remain fully applicable. Furthermore, while there's no state income tax, New Hampshire does have taxes on interest and dividends, so any investment income should also be considered. Staying informed about federal tax laws is paramount for OnlyFans creators in New Hampshire. For more information on New Hampshire’s tax structure, please visit the New Hampshire Department of Revenue Administration: https://www.revenue.nh.gov/

Key Tax Deductions for Home-Based OnlyFans Creators

• Home Office Deduction: To qualify for the home office deduction, the space must be used exclusively and regularly for business. “Exclusive use” means that portion of your home is used solely for your OnlyFans work – it cannot double as a guest room or family space. “Regular use” means you use the space consistently for your business. You can calculate the deduction using the simplified method ($5 per square foot, up to 300 square feet) or the actual expense method (calculating a percentage of your mortgage/rent, utilities, etc., based on the square footage used for business).
• Hardware & Software: Expenses for essential equipment like computers, cameras, lighting, and relevant software subscriptions (e.g., Adobe Creative Cloud, website hosting, editing software) are generally deductible as business expenses. Keep receipts for all purchases.
• Internet & Phone Bill: If you use your internet and phone for both personal and business purposes, you can deduct the percentage attributable to your OnlyFans work. For example, if 75% of your internet usage is for creating content, marketing, or managing your OnlyFans account, you can deduct 75% of your internet bill.

Note on Mileage: As a predominantly home-based worker, mileage deductions are less common for OnlyFans creators. However, if you occasionally travel for client meetings, promotional events, or to purchase necessary supplies, you can deduct those business-related miles using the standard mileage rate set by the IRS.

The 15.3% Self-Employment Tax Explained

The 15.3% self-employment tax is comprised of two components: 12.4% for Social Security and 2.9% for Medicare. This tax is essentially the equivalent of the Social Security and Medicare taxes withheld from employees’ paychecks. As a self-employed individual, you are responsible for paying both the employer and employee portions of these taxes. You can deduct one-half of your self-employment tax from your gross income when calculating your adjusted gross income (AGI).